Financial service

Business Cost Analysis

A clear view of where your money goes and which costs to change — without giving up quality or productivity.

39%

of U.S. small businesses surveyed have less than a month of operating expenses in cash on hand.

Bluevine / Centiment survey of 774 U.S. business owners · 2025

77%

of U.S. small businesses with employees named rising costs, including tariffs, as a financial challenge in the past year.

Federal Reserve Small Business Credit Survey of 6,525 employer firms · 2026

Sound familiar?

The work is there. Less of the money is staying.

Sales hold up, but there's less left at the end of the month.

Costs rise a little at a time, and each one looks reasonable by itself. Together they take a bigger share than anyone planned for.

We help you find the costs that have crept up — so more of what you earn stays with the business.

Every cut seems to cost you something else.

The cheaper supplier let customers down, and holding back on spending slowed the work. Both make the next cut harder to trust.

We help you tell which costs are earning their place — so you keep what works and let go of what doesn't.

Contracts renew on their own, and the prices rise with them.

Subscriptions, vendors and agreements keep going because they always have. Nobody has had the time to ask whether they still fit.

We help you review what you've committed to — so renewals and vendors become choices again.

How we work

Your costs made clear, with changes that fit how you work.

Starts where you are

Detailed records, a few statements, or very little yet — the work starts from whatever you have.

Fitted to your business

What you need to keep comes first, and every recommendation is built around it.

Yours to keep

The findings are yours, written so anyone you choose can act on them.

What you get

A clear view of your costs, and what to do about them.

One-time engagementWhat you get

One of our experts working through your spending with you
Where your money goes today, in plain numbers
Which costs can come down, and which are earning their place
Recommendations you can act on

Made for the moment before you change what you spend

Before the first sessionCome ready with

The areas of spending you most want looked at
Where your costs are recorded, if they are
What has to stay the same, like service or quality
When you need the answers

Bring what you have — we'll work out the rest with you

What happens next

Three steps from first call to your findings.

Tell us about your costs

A short, no-commitment call about where money goes out and what you most want to understand.

Get a clear plan

Before you agree to anything, you'll know what we're looking at and when you'll have answers.

Work through it together

Your expert is with you for the whole analysis and hands over findings you can act on.

Talk to us about your costs →

Go further

More ways to stay on top of your costs.

Coaching Learn it yourself Workshops Assessments Pairs well with

Coaching

Make the changes stick, one person at a time.

One-on-one coaching for anyone your spending decisions touch — from whoever signs off on them to whoever does the buying.

Explore coaching →

Coaching that fits

Executive leadership coaching
Management coaching
Accountability partnership

TriUnity Learn

Learn it yourself, at your own pace.

TriUnity Learn — for you, or anyone on your team who has a hand in spending.

Go to TriUnity Learn →

Topic

Understanding your costs

Workshops

Have us teach your team.

Live workshops for the people who manage spending and suppliers.

See the workshops →

Workshops on this

Managing and Identifying Costs
Managing Financial Systems
Vendor Management

Assessment

Know where your finances stand.

An assessment shows what's working in your financial setup and where to look first.

See the assessments →

Assessments in this area

Financial KPIs
Financial systems
Financial operations

Pairs well with

Know where you break even, and how your suppliers measure up.

Two services that build on what the cost analysis shows.

See all services →

Related services

Break-Even Analysis — know how much you need to sell to cover your costs
Vendor Management — negotiate better terms with the companies you buy from

Don't just think about the next step.
Take it.

Get a clear picture of where you stand and what to work on first — free. We review your answers and send you a personalized plan. No call. No presentation. Just the information.

Get my free strategy map → or see other assessments